Annuity?
The Complete Guide to Annuities in 2026
Everything you need to know about how annuities work, the different types, costs, and whether one is right for your retirement plan.
Compare 2,400+ annuity products from 60+ top-rated carriers. Live rates, expert-reviewed education, and powerful planning tools — all in one place.
We built Annuity.com to make understanding and choosing annuities as clear and trustworthy as possible.
Expert-reviewed guides explain every type of annuity, how they work, and who they’re best for — in plain English, not sales jargon.
Use our interactive calculators to estimate how long you’ll need income, how much you’ll need each month, and which products could bridge the gap.
When you’re ready, speak with a licensed, independent annuity specialist who can compare options from 60+ carriers — no pressure, no obligation.
Purpose-built calculators and live rate data to help you make informed decisions about your retirement income.
Compare multi-year guaranteed annuity rates from 60+ carriers, updated daily. Filter by term, minimum deposit, and carrier rating.
Compare rates now →Built using AI and informed by multiple peer-reviewed studies, our calculator estimates how long you may live — including how advances in AI-driven medicine and diagnostics could impact your future lifespan.
Plan for your future →Figure out how much monthly income you need for the retirement you want — and discover how to close the gap.
Find your number →Everything you need to know about how annuities work, the different types, costs, and whether one is right for your retirement plan.
A side-by-side breakdown of guarantees, risk, growth potential, and fees to help you decide.
Multi-year guaranteed annuities are offering rates above 5%. Here’s how they work and what to watch for.
Unlike captive agents who sell products from a single company, Annuity.com independently compares 2,400+ annuity products from more than 60 top-rated carriers. Our recommendations are based on what’s right for you — not what earns us the highest commission.
Our content is reviewed under the editorial oversight of Bart Catmull, CPA, NACD.DC — who spent more than 22 years at Sagicor Life Insurance rising from CFO to President, and later served as Chief Strategy & Risk Officer at Security Mutual Life Insurance.
Our Board of Directors includes Tom Hegna — a retired U.S. Army Lt. Colonel, former First Vice President at New York Life responsible for over $5 billion in annuity sales, and one of America’s most recognized retirement income educators.
Meet our full leadership team →Whether you’re comparing rates, running the numbers, or ready to talk to an independent specialist — we’re here to help you make the right decision.