Acceptance of Terms
By accessing and using the Annuity.com website (“Site”), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site.
About Annuity.com
Annuity.com, Inc. is a licensed insurance agency (National Producer Number: 21086345). We are licensed in all states where required by law. In Florida and California, we do business as “Annuity.com Insurance Marketing” (CA License No. 6013124). In New York, we are licensed under “Annuity.com Insurance Solutions” (License No. LA-1860109).
Educational Purpose
The content on this Site is provided for educational and informational purposes only. It is not intended as, and should not be construed as:
- Investment advice or a recommendation to purchase any specific annuity product.
- Tax advice or legal counsel. Consult your tax professional or attorney for advice specific to your situation.
- A guarantee of any specific financial outcome.
Annuity Products and Guarantees
All annuity guarantees referenced on this Site are backed solely by the financial strength and claims-paying ability of the issuing insurance carrier. They are:
- Not deposits or obligations of any bank.
- Not insured by the FDIC or any federal government agency.
- Not guaranteed by Annuity.com, Inc., any bank, or any savings association.
Product availability, features, and rates vary by state and carrier. Annuities may not be suitable for everyone. Surrender charges may apply to early withdrawals.
Rate Information
All rates displayed on this Site are illustrative and subject to change without notice. Rates are sourced from carrier filings and third-party data providers. Actual rates you receive may differ based on your age, state of residence, premium amount, and other factors. Always confirm rates directly with a licensed advisor or the insurance carrier before making a purchase decision.
Intellectual Property
All content on this Site — including text, graphics, logos, tools, calculators, and software — is the property of Annuity.com, Inc. or its content providers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without prior written permission.
Third-Party Links
This Site may contain links to third-party websites for your convenience. Annuity.com does not control or endorse the content of these external sites and is not responsible for their accuracy, privacy practices, or availability.
Limitation of Liability
To the fullest extent permitted by law, Annuity.com, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or reliance on any information provided herein. Our total liability shall not exceed the amount you paid to use the Site (if any).
Indemnification
You agree to indemnify and hold harmless Annuity.com, Inc., its officers, directors, employees, and agents from any claims, losses, or damages arising from your use of this Site or violation of these terms.
Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
Changes to These Terms
We reserve the right to modify these terms at any time. Changes become effective when posted on this page. Your continued use of the Site after any modification constitutes acceptance of the updated terms.
Contact Us
If you have questions about these terms, please contact us at:
Annuity.com, Inc.
Email: info@annuity.com